commercial credit reports

You've felt it before. Even if you've managed to avoid it,
you know someone else who hasn't been so lucky.


What are we talking about? The anxiety experienced when you make a credit decision, only to find out too late that the report you had didn’t cover the last year of stomach-churning drops in the company’s credit rating — that sudden, looming realization that you might never get the money for that sale.

Ansonia's expertise is to make sure you never feel this again.

Your business needs accurate, flexible business credit reports. You need them FAST and up-to-date... and you want them to be highly affordable. We are the NEW credit reporting service that is bending over backward to give our clients exactly what they need.

See the difference.
Try our free credit report today.




Why Our Data is Better

Our Data
is Unique

We collect data from all types of businesses — from Mom & Pop all the way to Fortune 500. Our state-of-the-art platform enables us to accept data files that other business credit companies cannot.

Our unique database translates to more relevant information, which translates into you making better credit decisions and making more money. Many businesses find that Ansonia’s core business credit report is the only credit risk decision tool they need.

Our Data
is Fresh

What would happen if you gave a customer a large amount of credit, only to find out too late that the report you had didn’t cover the latest stomach-churning drops in the company’s credit history? You may have a sudden, looming realization that you might never get the money for that sale.

Ansonia to the rescue! Unlike many other credit reporting companies, we continuously update our database 24/7, ensuring the freshest data possible. And with a click of a button, you can get the latest judgements and public records. This is our expertise — to lessen your anxiety over future credit decisions.

We Do Not Buy
Our Trade Data

There are some business credit reporting companies that buy, repackage and resell other credit reporting companies' data. We collect our own up-to-date and reliable data and don't sell it to other companies. Nor do we buy data reports from other companies. Our database is unique and secure.


We Do NOT Own or Partner With A Collection Company

Some credit companies partner with collection agencies and may have conflicting business dealings. We are strictly in the business of providing credit data intelligence to businesses.

It's the only thing we do and we do it well. You can depend on us to ALWAYS give you accurate information that will benefit your business.



Up-to-Date and Accurate

We are very pleased with the quality and reliability of Ansonia’s credit information. The information is always up-to-date and accurate, and obtaining credit reports is a very simple and fast process. Furthermore, the level of personal support and service we receive from Ansonia is top-notch. We are extremely fortunate to consider Ansonia as a trusted and valued partner in the transportation industry — they definitely help make our job easier!”

—Eric Belk, Vice President
Match Factors

Members who provide data receive up to a 40% discount on their business credit reports.





No Finance Degree Needed

Have you noticed that reports from the other business credit report companies are extremely hard to read? You need to learn about a customer's credit worthiness fast. But you're stuck wasting time trying to figure out a report that is full of numbers, but doesn't tell you much.

It's difficult to tell a good customer from a bad one. There may be a note the customer was 90 days delinquent on a payment, but you are not told if that was years ago with just a single slow payment, or if the customer is delinquent all the time. And hey, if you can't find out what you want to know NOW, the report is worthless. You might as well flip a coin.

This hurts your business. You may take a chance on a customer who winds up burning your company. On the other hand, you might pass on somebody that would be a great customer — and you lose the sale.

Ansonia saw this problem and fixed it. Our reports are extremely easy to read. We go the extra mile to make sure ALL the numbers make sense. And we are sticklers for assuring you have the exact stats you need when you need them.


No Pre-Paid Contract Required

Annual contracts are devised to lock people in long term. Other business credit reporting companies encourage you to give everyone in your company access to their information — the more employees running reports, the better.

And when contract renewal time comes, they pull out a 10 pound stack of all the invoices you pulled to support why you can’t live without them. Oh, and buy the way, your price goes up.

Often they will offer a business a three-year contract with price escalations. So they lock you in, guarantee themselves a nice revenue increase each year, all while selling the exact same report.

Why should you agree to pay 3-5 percent more over a period of 3 years for the exact same report? If it’s the same report, why should you have to pay more from year to year? Are the reports giving you more value? We offer you a better solution.

With Ansonia, you only pay for what you use. No long term contracts. No escalating fees over time. And to top it off, members who provide data receive a discount of up to 40% on their business credit reports. You get the accurate, easy-to-access credit reports you need at a dramatic savings.

Additionally, members who provide data receive up to a 40% discount on their business credit reports.






Customizable Reports Lead to Better, Faster Credit Decisions



 

Watch the video below to see how your report would work.
commercial credit reports

You Can't Go Wrong with Ansonia

When Transwest Capital first started out we were using another credit data company to verify the credit-worthiness of our debtors. While we were not unhappy with the company, we did not know what we were missing until we signed up with Ansonia Credit Data. After switching to Ansonia, we started to realize that the information we were previously using was not as fresh as advertised. With Ansonia, we know we are receiving the most up-to-date and in-depth look at a debtor’s credit-worthiness. In a word, we had become complacent with the previous company, trusting that their data would help us protect our receivables. It did, to a point. Now, we feel as if we have a partner watching our backs 24/7. Coupled with the customer service the staff at Ansonia provides, you can’t go wrong with Ansonia Credit Data.”

—Brian Cummings, Operations Manager
Transwest Capital



We Can Integrate With Your Software

We welcome special programming requests. Have you ever tried to get a customized project with one of our competitors? One of our current clients signed a contract with our competitor to provide a customer-facing online credit application.

Our client worked with that company for over an entire year, and failed to receive a working product. We took this project on from scratch, and had the entire process ready to go in just two months.

Businesses run lean shops. Employees are generally expected to do more and more in a finite number of hours per day. Automation/integration is the key.

With our 21-st century, state-of-the-art technology, we easily integrate with any software. We can “push” data intelligence to our customers to help them streamline their processes. These kinds of tools mean you don’t have to pay someone to sit at a desk and look at credit app after credit app and run one report at a time.



ansoniaphonelines

Live People Answer Our Phones

This really shouldn’t merit a mention. After all, it’s common sense that a company would take calls from their clients so they could help them and provide great customer service. Right? Wrong.

Most calls to our competitors seem to be sucked into a pit where voicemails go to die, leaving you stranded and without help. Fortunately, that’s not how we operate.

It’s a point of pride for us to pick up the phone when you call and to give you as much help as you want. So if you don’t want to feel like you’re alone in the dark, give us a call now at 1-855-267-6642 to let us shine some light on your situation.


ansoniarule

Ansonia Clearly has the
Advanced, Customer-Oriented
Business Credit Reports You Need

By combining top-notch, highly reliable credit reports with caring customer service and BIG savings — Ansonia is rapidly becoming the first choice for businesses of all sizes.




See the difference.
Try our free credit
report today.

•  Verify a new customer
•  Check an existing customer
•  See the difference
ansoniareportfloat

Or Call Us Today at:
1-855-267-6642



Grab This Powerful Arsenal Of Business Credit Reporting Tools That Only Ansonia Can Give You:


Become one of the new savvy business owners who use Ansonia and profit from the following:

•  Ansonia Sells Only Business Data – we only concentrate on business credit reports.

•  Ansonia’s Business Data is Always Fresh, not Stale – We update 24/7.

•  Ansonia Does Not Resell Your Data – Your customer data is safe with us.

•  Ansonia Works With Everybody – From small businesses to Fortune 500 companies.

•  Ansonia Collects Unique Data – We collect data the big guys can’t even touch.

•  Ansonia’s Reports Are Easy To Read – You’ll know exactly how your customer pays.

•  Ansonia’s Reports Are Customized – You decide on what data is important to you.

•  No Prepaid Contract Required – You are not tied down, wasting money.

•  We Keep It Simple – Anybody can read our reports and understand them.

•  Live People Answer Our Phones – The others don’t, nor do they care to.

•  We Do Not Own Or Partner With A Collection Company – We provide unbiased data.

•  Customizable Software Integration – We integrate with any software you run.

•  Automation Is The Key – Request as few or as many reports as you want.


We're here to get you started.
Call us now for your no-cost, no-obligation discussion.


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Business Credit Reports Articles

 

3 Quick Business Credit Report Red Flags to Avoid Bad Debt

Extending credit is a requirement of doing business today. This necessity unfortunately opens you up to credit risk and the potential for bad debt.While you may not avoid all credit risk, credit managers are able to greatly reduce their likelihood of a collection account or bad debt by pulling a business credit report.

Good credit managers are able to read a credit report to understand how a company has historically paid their bills. Great credit managers are able to use a credit report to predict how they can expect to be paid.

Within the report, are red flags that these great credit managers look for to avoid bad debt.

The 3 Bad Debt Red Flags on a Business Credit Report

Knowing how to read a business credit report is a requirement of any good business credit professional. It is the great ones that are able to use a report to avoid the likelihood of bad debt.

Here are 3 red flags that they look for to reduce their credit risk.

1) Low Business Credit Score

Business credit scores give you an idea of risk potential. Each business credit bureau has their own scoring system, but the scores are usually calculated based on factors in the following four areas:

1. Payment history

2. Current level of indebtedness

3. Current level of delinquencies

4. Length of credit history

Each bureau will tell you what range of scores they consider high risk. On an Ansonia Business Credit Report, a risk score of 70 or lower is considered high risk.A low score is not cause to deny a company credit on its own; use your judgment here. If the company has a low business credit score and other adverse information on their report (such as flags #2 and #3 below), you are probably better off working with them on cash terms.

2) Credit Alerts

Credit alerts are never a good sign. Ansonia displays in bright red, hoping to literally alert our customers of the adverse information.

The severity of the credit alert can range greatly, from a bankruptcy to a slow pay.

While this is not a hard and fast rule, alerts can be grouped into two categories: approach with caution and approach with EXTREME caution (creative right?)

Approach with caution

  • On cash terms

  • Slow pay

  • Phone disconnected

  • Returned check

    These are often early warning signs. For example, if a company is starting to have cash flow issues, you might see a slow pay or on cash terms.It is important to note that alerts in this category can sometimes be explained:

    Slow pay - possibly a billing error

    Phone disconnected - the company just moved offices

    Regardless, approach these with caution; an alert is still an alert.

    Approach with EXTREME caution

  • Bankruptcy filed

  • Fraud account

  • Credit revoked

  • Judgment filed

  • Write-off

  • Collection Account

    Can you imagine if your company had one of the above alerts posted on your company credit report? These are big, bright, flashing red flags. They almost always indicate that a company is in trouble.

    If one of the above alerts is present, cash terms are recommended over extending a credit line.

    Credit alerts are never good. Regardless of its severity, an alert is always cause for further investigation. They are the cause of a lot of bad debt and write offs.

    When you see one, be careful.

    See a full list of credit alerts from Ansonia here.

    3) Increasing Days to Pay and an Abnormal Number of Credit Inquiries

    One of the best early warning signs on the credit report of a company is an increasing number in days to pay. This increase is especially worrisome if it is coupled with an abnormal number of credit inquiries (the number of times a business credit report has been pulled).

    What is an abnormal number? Look for a trend here. For example, a company has consistently had 4 inquiries on their credit report, and in the most recent two months has had 12 inquiries.

    The combination can often signify that the company is in trouble. It often means that they are having trouble paying their current creditors (increase in days to pay) and are out looking for new creditors (abnormal number of credit inquiries).

    Pulling a business credit report before extending a credit line can drastically decrease your credit risk. There are many things to consider on a report and these three are some of the worst in terms of risk potential. Avoid them and you can greatly reduce your chances of taking on bad debt.

     


    You Can Find More Information at www.ansoniacreditdata.com/

    Call Us Today at: 1-855-267-6642

  • Business Credit Report Monitoring
    a Streamlined Means to Unprecedented Accuracy

    Making successful financial decisions is not a matter of luck. It all starts with stringent research.

    This research is easy when you are attempting to gather credit information on larger fortune 1000 companies, but as many credit professionals know, attempting to access credit information for smaller and/or private companies can feel like an archaeological dig.Now, thanks to advances in the business credit reporting world, you have the option to affordably access business credit reports, on companies of all sizes. These reports are continuously updated and will provide you with the most accurate information available.

    Leveraging Business Credit Reports

    Pulling a business credit report the traditional way provides a nice snapshot of the company in question, but the information may be outdated or incorrect. And with traditional vendors, this out-of-date information may well be overpriced. Luckily, there is a solution that will make this costly, labor-intensive process become extinct.

    If you want a job done right, you need the right tools, and preferably the best tools available. These tools will eliminate the guesswork by providing immediate and 24-hour access to up-to-date business credit reports so you can identify and prevent potential debtor credit problems and fraud risk early and with precision.

    With the right service, you will be able to:

  • Learn more about the companies with which you do business.

  • Gain insight into business history by reviewing banking, trade and collection histories, as well as past registrations, bankruptcies, liens and judgments.

  • Assess risk factors before extending or increasing credit.

  • Spot changes in performance of existing customers that could affect your business dealings.

  • Quickly review the payment practices of prospective customers to gauge their creditworthiness.

  • Gain historical perspective on supplier, vendor and partner relationships.

  • Access unique data, direct from creditors in a global database of companies large and small, spanning multiple industries.

  • Gain access to a community of credit professionals.

  • Compare your payment trends against other creditors trends with customizable trend-based credit metrics.
  • With these tools, your team can perform at new levels of focus and efficiency. This puts your company in a position to successfully navigate the business landscape, minimizing risk while avoiding bad debt and collection expenses.

    Business Credit Reports: A Two-Way Street

    Many do not realize that the payment information you find on a credit report of a business comes directly from companies who have worked with that business in the past. Countless companies work with business credit bureaus to help populate credit reports with accurate information. On a monthly basis, the companies will send their accounts receivable data to the bureaus. The bureaus receive this data then process, store and analyze it for easy consumption through their credit reports.

    So how are business credit reports a two way street? If there were no companies participating in these business credit reporting programs, the credit report you pull on a prospective customer would be blank. A blank report would give you no insight into how a company pays their bills. A world without reporting would make extending credit an extremely risky endeavor.

    Thankfully, as the business credit community does report its data to credit bureaus, you are able to make informed credit decisions. If you benefit from the information you see on reports, you should consider reporting your data to help build the database of the community.

    Do not Put Your Company at a DisadvantageIf you are not using of a good business credit report service, you're leaving yourself open to liability and potential fraud. Don't be taken advantage of, give your company the advantage today.

     


    You Can Find More Information at www.ansoniacreditdata.com/

    Call Us Today at: 1-855-267-6642



     

    "

    The New Approach to Business Credit Reports

    ""If you want something new you have to stop doing something old."" Peter F. Drucker

    Access to fresh, current data is vital for effective credit management in any industry. Without accurate information, it is difficult or almost impossible to vet new clients, perform periodic reviews, track changes in payment habits, identify problem debtors or make credit increase decisions. If you are looking for an affordable alternative for managing the risk for your company, cash flow and payment practices, perhaps it is time to heed the wisdom of the man who invented the concept of management.

    Old Versus New: What are the Tangible Differences Between the Two Approaches?

    When it comes to your credit intelligence strategy, think about what you need to glean from their credit report in order to streamline your decision making: timely, accurate data about how they pay their bills. If a customer is not making payments on time, it does not matter whether they are a well-known, publicly traded company that appears financially sound, with an active online presence and an Ivy League-educated CEO. With the necessity of obtaining recent, pertinent data in mind, let us do a point-by-point comparison of the key differences between old-school business credit reports, and what the new approach of Ansonia offers:

  • Content - Traditional business credit reports provide a snapshot of a company, with a sprinkling of payment history added to the mix that may or may not be up to date and industry specific. The new approach gives you a finely-tuned credit report with a primary focus on the accurate, current bill payment data of the customer. Our credit monitoring tools give you a more granular view of the payment habits of a customer, which is the essence of what you want and need.

  • Relevance - If it is outdated, vague and/or incomplete, what is contained in an old-school credit report simply is not relevant. Our new approach to credit reporting gives you real-time data that not only lets you identify payment trends, it allows you to drill down to specific contributor levels within an industry. There is no fluff or filler -- you access data that is fresh and verified continuously, 24/7, so you have the essential information that is critical for making smart credit decisions.

  • Convenience - Lengthy, old-style business credit reports require considerable sifting and mining to reach any nuggets of usable intelligence. Our credit reporting tools rely on the latest advanced technology, and because they are automated, you will have complete AR monitoring without ever pulling out the spreadsheets. The data is concisely formatted and easily customizable so you can see as much or as little detail as you want and access instantaneous updates on relevant events.

  • Value - The way to determine the true value of what you are paying for credit intelligence is to look at the percentage of the data you actually utilize in your decision making. It is not difficult to see the difference in value between a cumbersome credit report that does not include a wealth of real-time, relevant data and one that lets you easily identify risks by tracking current customer payment trends over different industries, contributors and time periods.

  • Cost - Most providers expect you to sign a long-term, ""unlimited"" contract that can cost hundreds if not thousands of dollars. With our approach, there are no setup or annual fees, and you are not locked into a contract. By only paying for the services you need, you can reduce the related costs by 50 to 90 percent. If you factor in the quality of the data and the knowledgeable, expert service you will receive, the value of those savings quickly multiplies.
  •  

    "
    You Can Find More Information at www.ansoniacreditdata.com/

    Call Us Today at: 1-855-267-6642

     

    A Sample of business credit reports
    found in Ansonia's database

     

    Company Name:  CELLMARK INC

    Street Address: PO BOX 8010

    City: NORWALK

    State/Province/Other: Connecticut

    Zip: 94089

    Country: United State, U.S.

    Phone: 623-465-0827

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!


    Would you like to know how CELLMARK INC pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For CELLMARK INC at: 1-855-267-6642

     

     

    Company Name:  CONSOLIDATED ELECTRICAL DISTRIBUTORS INC

    Street Address: 1920 WESTRIDGE DR

    City: IRVING

    State/Province/Other: Texas

    Zip: 75038

    Country: United State, U.S.

    Phone: 920-592-8730

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!


    Would you like to know how CONSOLIDATED ELECTRICAL DISTRIBUTORS INC pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For CONSOLIDATED ELECTRICAL DISTRIBUTORS INC at: 1-855-267-6642

     

    Company Name:  CRETE CARRIER CORP

    Street Address: 56 PARK RD

    City: LINCOLN

    State/Province/Other: Nebraska

    Zip: 68528

    Country: United State, U.S.

    Phone: 626-839-4681

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!


    Would you like to know how CRETE CARRIER CORP pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For CRETE CARRIER CORP at: 1-855-267-6642

     

    Company Name:  CRABTREE & EVELYN LTD

    Street Address: PO BOX 189

    City: WOODSTOCK

    State/Province/Other: Connecticut

    Zip: 6281

    Country: United State, U.S.

    Phone: 601-592-2856

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!

     


    Would you like to know how CRABTREE & EVELYN LTD pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For CRABTREE & EVELYN LTD at: 1-855-267-6642



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    Where to get business credit reports
     
    business credit reports
    2108 Caton Way SW
    Washington
    USA
    1-855-267-6642